Credit Union
Est. 1952
a members only credit union
Auto
Loans
Auto Loans
Are you in the market for an automobile, truck, motorcycle, boat, or trailer? Or maybe you want to refinance your vehicle at a lower interest rate? Submit an application for pre-approval so that all you have to worry about is what color car and options you want.
Apply for a New or Used Auto Loan
You've done your research and you know what you want to buy. Now it's time to think about an auto loan. When it comes to auto loans, we want our members to get an excellent deal. We provide low rates, up to 115% of MSRP financing, and great service. With an auto loan from the Credit Union, you can upgrade your ride and save hundreds. So let our low rates put you in your next car!
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Refinance Your Current Auto Loan
Refinance your auto loan with the Credit Union for low rates and a great money-saving opportunity.
Click NADA Guide to see what your vehicle is worth, or to research the latest new car prices, deals, and used car values.
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Optional Guaranteed Asset Protection
We offer low cost GAP. If your vehicle is totaled in an accident or stolen and not recovered, the insurance settlement is based on the actual cash value, not the outstanding loan balance. This could create a loan "gap"—money you owe on the loan after the insurance company pays its portion. GAP may cover the difference between the outstanding loan amount and the actual cash value.
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LOAN RATES
Rates as of December 19, 2023. Rates are subject to change without notice.
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RATE TERM AMOUNT
New Automobile/Motorcycle Loans
(good credit) (FICO SCORE 650 & up)
6.19% - 7.54% APR* 36 Months *110%-115% of MSRP
6.19% - 7.54% APR* 48 Months *110%-115% of MSRP
6.94% - 7.74% APR* 60 Months *110%-115% of MSRP
7.29% - 7.79% APR* - (Over $20,000) 72 Months *110%-115% of MSRP
7.54% - 7.94% APR* - (Over $30,000) 84 Months *110%-115% of MSRP
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Used Automobile/Used Motorcycle Loans
(good credit) (FICO SCORE 650 & up)
6.19% - 7.54% APR* 36 Months *call for details
6.19% - 7.54% APR* 48 Months *call for details
6.94% - 7.74% APR* 60 Months *call for details
7.29% - 7.79% APR* (Over $20,000) 72 Months *call for details 7.54% - 7.94% APR* (Over $30,000) 84 Months *call for details
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New Automobile/Motorcycle Loans
(credit problems) (FICO SCORE 550-649)
9.49% - 15.34% APR* 36 Months *call for details
9.49% - 15.44% APR* 48 Months *call for details
9.54% - 15.54% APR* 60 Months *call for details
9.59% APR* (over $20,000) (FICO SCORE 600-649) 72 Months *call for details
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Used Automobile/Used Motorcycle Loans
(credit problems) (FICO SCORE 550-649)
9.49% - 15.34% APR* 36 Months *call for details
9.49% - 15.44% APR* 48 Months *call for details
9.54% - 15.54% APR* 60 Months *call for details​
9.59% APR* (Over $20,000) (FICO SCORE 600-649) 72 Months *call for details
See if you qualify for an auto loan.
Click on the application, then fax or email it over with your most recent paycheck stub.
You must be on your job for at least 6 months to apply for a secured loan.
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*APR = Annual Percentage Rate. Rates and terms are subject to change without notice.