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Visa Credit Cards 7.9% APR*

*ATTENTION* Effective 7/12/2021, The new website to pay your Credit Union credit card online is you will need to enroll on this new website even if you are currently enrolled in our old website


Have you ever needed to make a hotel reservation or rent a car? If so, you probably needed a credit card. United Savers Trust Credit Union offers both unsecured and secured credit cards with low-interest rates, no annual fee, and around-the-clock purchase ability.

Get Clicking - Now you can have secure, online access to your UNITED SAVERS TRUST CREDIT UNION Credit Card from home or work, anytime you want. Simply go to eZCard to review your account. It's fast, easy, and best of all it's FREE! View your account balance, available credit, recent transactions, and more. We know you care about security, and we do too, eZCard has Secured Socket Layer (SSL) technology with 128-bit encryption to ensure security.

USTCU works with Falcon Fraud to provide added security to all of your credit and debit card transactions. Any time suspicious activity occurs Falcon Fraud will immediately contact you to verify the suspicious charge. We recommend you save these phone numbers in your phone to ensure Falcon Fraud is able to reach you. Debit cards 866-236-7970 Credit cards 800-238-8604.


Rates as of January 1, 2023. Rates are subject to change without notice.


RATE                                                                                 TERM                                             AMOUNT                

Unsecured Credit Card

7.9% APR*                                                                                Revolving                                      $500    

7.9% APR*                                                                                Revolving                                      $500-$10,000  


Note: Members who are approved for an auto loan automatically get approved for a $500 credit card.

*call for details  


Secured Credit Card

*call for details       

See if you qualify for a credit card.

Click on the application, then fax or email it over with your most recent paycheck stub.

You must be on your job for at least 12 months to apply for a unsecured loan.


*APR = Annual Percentage Rate. Rates and terms subject to change without notice. 

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