Contact: 713-462-5552

  • Facebook Basic Black

Hours of Operations:  Monday - Friday 9am to 4pm Central.

24 Hour ATM Machine on site at the Credit Union Office.

Use ATMs for free anywhere you see this symbol.                    To find a location, click on the symbol.

Your money is Federally insured by NCUA up to $250,000. NCUA is the National

Credit Union Administration, an agency of the Federal Government.

© 2018 USTCU

"Not for profit, Not for

charity but for service."

Have some fun in a

New Boat

Choose Your New Ride 

Apply for a New or Used Boat, Motor, Trailer, Jet Skies & ATV

No matter how you move—by boat, four-wheeler or even jet-ski—The Credit Union can help you get there. We've got the best boat, Jet skies and ATV vehicle loans for you.

Optional Guaranteed Asset Protection

We offer low cost GAP. If your vehicle is totaled in an accident or stolen and not recovered, the insurance settlement is based on the actual cash value, not the outstanding loan balance. This could create a loan "gap"—money you owe on the loan after the insurance company pays its portion. GAP may cover the difference between the outstanding loan amount and the actual cash value. 

LOAN RATES

Rates as of  January 1, 2020. Rates are subject to change without notice.

 

RAT                                                                     TERM                            AMOUNT                                           

                       

4.00% - 10.00% ($5,000-$24,999)                              60 Months                       *100% of Invoice

4.00% - 10.00% ($25,000 & Up)                                 72 Months                       *100% of Invoice  

New Boat/Motor/Trailer & Jet Ski Loans

4.00% - 10.00% ($4,999 & Under)                              36 Months                       *100% of Invoice                                     

Used Boat/Motor/Trailer & Jet Ski Loans

5.00% - 11.00% ($9,999 & Under)                             36 Months                       *Call for details      

5.00% - 11.00% ($10,000-$24,999)                           60 Months                       *Call for details

5.00% - 11.00% ($25,000 & Up)                                 72 Months                       *Call for details

ATV, Golf Carts, Dirt Bikes/w Trailers

Used  7.50% - 12%                                                    *Call for details                 *100% of Invoice

New  5% -11%                                                           *Call for details                *100% of Invoice  

See if you qualify, fill out this                                then fax or email it over with your most recent paycheck stub.

You must be on your job for at least 6 months to apply for a secured loan.